OCTOBER 2003

Private vs. Corporate Ownership: Staying the Course
As we have seen. the dip in our economy affects everyone, businesses, individuals, schools, etc. The chaos in the manufactured housing industry, and specifically in financing has created vacancies in many communitites as repossessed homes have been auctioned off too and moved by dealers all over the state. We have seen homes leave as a results of this and for the most part that has been okay with us. Most of the homes needed to leave, because the previous owners had not maintained them to the standards of our community. But, many of the “trailer parks” in the are have taken a different approach to curbing vacancies. Because they are corporately owned, the impact of the lost revenue was just too much. So, rather than being pleased that opportunities to bring newer homes into the community were being created, many corporations decided to purchase the repossessed homes and offer them for rent in their communities. For the corporation, this plan fixes part of their financial problem, but for the managers and residents of these communities, the problems have just begun. Johanna Woods made a dicision many years ago to be a community of home owners and not allow rental homes becuase it is not good for the community to do so. Are we concerned about vacancies? Of course, and we’re working aggressively to fill them, but not at the expense of what is best and right for Johanna Woods.

Is Your Identity Safe?
Identity theft continues to be one of the most prevalent crimes we face in this country. Recent statistics show that one out of every six Americans will be a victim. Here are some simple ways to reduce your risk:
1) NEVER throw away a credit pre-approval notice without tearing it up into small pieces.
2) NEVER have your social security number printed on personal checks.
3) DO NOT give out personal information over the phone unless you initiated the phone call and know who you are talking to and
4) DON’T set your trash out overnight. A lot of information about you gets discarded every month and the bad guys know it!

Preparing for Winter
It’s always a good idea this time of year to look around and plan for colder weather. Here aare some things to consider as you look ahead to whatever this winter in Oklahoma may bring:

  • Is your skirting intact? Gaps and openings will keep it colder under your home and increase the possibility of pipes freezingv. It will also increase the possibility of small animals seeking shelter from the cold and finding their way into your duct work!
  • Do your smoke detectors work? This is a good time to replace batteries and make sure they work. If you don’t have smoke detectors, call the office.
  • Is your heat tape plugged in? Is it insulated? Wrapping your heat tape in insulation will make it work more effectively and efficiently.

Winter is just around the corner. Make sure you are ready for it! You just never know what winter in Oklahoma will be like.

Fall Chili Cook’s Corner
White Chili with Chicken

Ingredients
3 cans white beans
2 lbs bonesless, skinless chicken, cut into 1″ cubes
1 medium onion – diced
1 16 oz. Pkg. Frozen white corn
2 tsps. Cumin
1 4 oz. Can green chilies
Juice of 1/2 lime
1 cup grated Monterey Jack Cheese
1 Tbsp. Vegetable oil
4 cloves garlic, minced
1/2 tsp. Oregano
1 1/2 Cups chicken broth
1/2 Cup Chopped Cilantro
Garnishes as desired

Directions
Pour the beans and their liquid into a large pot and begin to heat over a low heat. In a large skillet, heat oil and saute the onion and garlic until golden. Add teh chicken to the skillet and saute until lightly browned. Stir the chicken mizture into the bean pot and add the corn, cumin, oregano, green chilies and broth. Simmer uncovered for about 30 minutes. Add the grated Monterey Jack cheese and stir until melted and well blended. Just before serving stir in lime juice and cilantro. Garnish with chopped red onion, sour cream and more grated cheese, server and enjoy!

When is the Rent Late?
Rent in Johanna Woods is due on the 1st and considered late after the 5th. Late rent is subject to a late fee fo $25.00. Now that the office is open on Saturdays it seems appropriate to revisit this policy in order to remind everyone that since we are open on Saturday now, you no longer have that weekened buffer to keep you from being late on the rent. In the past, because the office was closed on Saturday, there were a couple of “extra” days to get the rent in. Rent that was in the office by Monday morning, 9:00 am was considered on time, when the 5th or 6th was on Friday, Saturday or Sunday. Now that we are open on Saturday, rent that comes in after the office opens on the 6th—unless the 6th is a Sunday—will be late. No one was penalized in September with a late charge due to this, but please remember that office hours have changed. Watch those due dates!

Home Re-Financing Still Available, but Rates are Starting Back Up!
“Wat to keep some of your house payment dollars?” If you are paying high mortgage interest rates, you still have a chance to refinance and realize substantial savings over the life of your loan. The application takes only 5 minutes to complete, but could save you LOTS of money. Many Johanna Woods residents have taken advantage of lower rates and reduced their loan terms by 3 to 12 years! And they were able to skip one monthly payment in the process-all with no money out of their pockets! Christmas is coming…if keeping one or two of your house payments could add some holiday cheer to your home, call or come by the office for an application today.

Alert Neighbor Rewarded

We recently had an incident of vandlaism in our community. And almost at the moment I was finding out about it, one of our residents called with information that ultimately helped us figure out who was responsible. Thomas Jefferson once said these words “Eternal vigilance is the price of liberty”. While the names are different the concept remains the same. Our community will only be as safe as we want it to be. We must all be watchful and report anything that doesn’t look right. Our thanks and a gift certificate go to this watchful neighbor!